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Our Loan Products

Flexible financing solutions designed to meet your personal and business needs. Competitive rates, transparent terms, and quick approval.

Choose the Right Loan for You

Whether you are growing a business or handling personal expenses, we have a loan product that fits.

Business Loans

Grow your enterprise

Flexible financing designed to help your business expand, purchase inventory, or manage cash flow. Perfect for traders, shop owners, and service providers.

KSH 10K – 500K
Loan Amount
4 – 52 weeks
Repayment Term
  • Competitive interest rates
  • Weekly or monthly repayments
  • No collateral under KSH 100K
  • Approval within 24 hours
  • Top-up for returning clients
Apply Now

Personal Loans

For life's needs

Quick personal financing for education, medical expenses, home improvements, agriculture, or any unexpected costs.

KSH 5K – 200K
Loan Amount
4 – 24 weeks
Repayment Term
  • Minimal documentation
  • Flexible repayment schedules
  • No hidden charges
  • Same-day approval possible
  • Build credit history
Apply Now

SME Financing

Scale your business

Specialized financing for SMEs looking to scale operations, acquire equipment, or fund larger projects.

KSH 100K – 2M
Loan Amount
12 – 104 weeks
Repayment Term
  • Higher loan limits
  • Asset financing options
  • Dedicated relationship manager
  • Custom repayment structuring
  • Business advisory support
Apply Now

Product Comparison

Quick overview to help you choose the right product.

Feature Business Loans Personal Loans SME Financing
Loan AmountKSH 10K – 500KKSH 5K – 200KKSH 100K – 2M
Term4 – 52 weeks4 – 24 weeks12 – 104 weeks
Interest MethodFlat or ReducingFlat or ReducingReducing Balance
CollateralNo (under KSH 100K)NoYes (over KSH 500K)
Approval TimeWithin 24 hoursSame day possible1 – 3 business days
Guarantors1 – 2 required1 required2 – 3 required
M-Pesa Repayment

How It Works

Getting a loan from Mweela Cash Capital is simple and straightforward.

1

Apply

Visit our branch or contact us to start your application with minimal documentation.

2

Assessment

Our team reviews your application and conducts a quick credit assessment.

3

Approval

Receive approval and sign your loan agreement with clear, transparent terms.

4

Disbursement

Funds are disbursed to your M-Pesa or bank account. Start growing today.

Have Questions?

Our team is ready to help you find the right financing solution.